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New York Debt Collection Abuse Attorney

Are debt collectors harassing you?

In New York, consumers are protected from abusive and misleading collection practices by Federal, State and City laws. The days of incessant phone calls, or calling your place of work should be in the past, yet these practices continue with certain credit collections companies. If you are being harassed for payment and the victim of abused, contact a New York debt collection lawyer at La Sorsa & Beneventano. With over 50 years of combined experience in collections defense, we can take action for you based upon consumer protections provided to you by the Fair Debt Collection Practices Act.

Debt Collection Abuse Protection in New York

The Federal Law protects consumers by regulating the activities of third party collections offices. It does not cover what the actual creditor does to collect the money owed. State law and New York City regulations extend the protection to regulate the collections practices of any person employed for the purpose of debt collection. This means that any company you owe must follow the law concerning how and when you are contacted. You may not be contacted at odd hours, before 8 am or after 9 pm. If you are represented by an attorney on the debt, you cannot be contacted. You may not be harassed by multiple calls or recorded calls scheduled several times a day. You may not be threatened, or verbally abused. It is against the law for a collector to pose as a lawyer or other official in an attempt to intimidate you.

If a debt collector is trying to locate you, they may not tell your co-workers, neighbors or anyone that they are attempting to collect a debt from you. There are other rules and regulations that will protect you from abusive collection practices, and to find out more, contact us for an initial case evaluation to determine what can be done to seek relief from abuse. The abusive creditor may be subject to legal action and be forced to pay you damages.

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3 Barker Avenue, White Plains, NY 10601
La Sorsa & Beneventano - New York No Fault Attorney
Located at 3 Barker Avenue, Suite 375 White Plains, NY 10601. View Map
Phone: (888) 291-3924 | Local Phone: (914) 682-3300.