Have You Suffered Creditor Abuse?

Being in debt is stressful, particularly if you have lost your job or suffered some other financial setback which makes it impossible to pay. Creditor abuse can take the form of excessive requests for payment either by phone or by mail. Collections personnel may have resorted to using obscene or abusive language or threatening to contact your employer about the debt. If this describes your situation, you need help. La Sorsa & Beneventano has a formidable team of legal professionals waiting to help you stop creditor abuse and the stress of abusive debt collection calls.

If you are being harassed by creditors, call our assertive attorneys at 914-821-6922 to protect your rights.

Protection Under The FDCPA

The Federal Debt Collection Practices Act (FDCPA) was passed to protect consumers from some of the more serious abusive practices. While there are stiff fines and other punishments given to companies who violate this act, the practice continues with certain debt collection firms. We have over 100 years of combined experience in the area of debt collections practices for large and small clients. We know how it is supposed to be done and can clearly communicate these violations to the regulatory officials. These practices are not tolerated, and you may even receive an award for damages based upon the facts of your case and the extent of the abuse.

Stopping Creditor Abuse In New York

There are many remedies available under the FDCPA and the state of New York has increased the power of the consumer to be protected from abuse and harassment. Many large collections corporations have opted to pay the fines levied against them for violations. Practices such as misrepresentation, revealing financial information and using obscene language are illegal. If these tactics result in success, the firm may simply do the numbers, and if profitable, they will continue to engage in practices that violate consumer law.

It may take a lawsuit to stop abusive practices. Depending on your particular circumstances, if you are a victim of creditor abuse, we know exactly how to take action and to prove damages to the court to seek damages for you. The firm, if found guilty of these practices, may also be forced to pay your legal fees.

Contact Our Lawyers To Halt Creditor Abuse

Call our White Plains office at 914-821-6922 with the details about the abuse you have suffered and the details of the debt in question so we can help you get the relief you deserve. You may also contact our attorneys online to schedule your free case evaluation.