Strong Protection From Debt Collectors

In New York, consumers are protected from abusive and misleading collection practices by federal, state and city laws. The days of incessant phone calls or calling your place of work should be in the past, yet these practices continue with certain credit collection companies.

If you are being harassed for payment and the victim of abuse, call 914-821-6922 to speak with our New York debt collection lawyers at La Sorsa & Beneventano. With over 100 years of combined experience in collections defense, we can take action for you based upon consumer protections provided to you by the Fair Debt Collection Practices Act.

Ending Debt Collection Abuse

The federal law protects consumers by regulating the activities of third-party collections offices. It does not cover what the actual creditor does to collect the money owed. State law and New York city regulations extend the protection to regulate the collections practices of any person employed for the purpose of debt collection. This means that any company you owe must follow the law concerning how and when you are contacted. You may not be contacted at odd hours, before 8 a.m. or after 9 p.m. If you are represented by an attorney on the debt, you cannot be contacted. You may not be harassed by multiple calls or recorded calls scheduled several times a day. You may not be threatened or verbally abused. It is against the law for a collector to pose as a lawyer or another official in an attempt to intimidate you.

Contact Us To Uphold Your Rights

If a debt collector is trying to locate you, they may not tell your co-workers, neighbors or anyone that they are attempting to collect a debt from you. There are other rules and regulations that will protect you from abusive collection practices.

Call us at 914-821-6922 to schedule a free initial case evaluation to determine what can be done to seek relief from abuse. You may also contact us online. The abusive creditor may be subject to legal action and be forced to pay you damages.