What Is An Examination Under Oath?

An examination under oath (EUO) is when an insurance provider requires the insured to appear in court and give oral answers to a series of questions. Under oath, you are constrained to tell the truth and answer the questions with your entire knowledge. Otherwise, you are subject to further penalties and loss of coverage. Generally, these questions are pointed at the circumstances and facts surrounding the amount of loss according to the insured.

If you are not sure what step to take, you should discuss your case with our loyal and experienced New York debt collection attorneys. Call our White Plains office at 914-821-6922.

When Is An Examination Under Oath Used?

More and more frequently, insurance companies require an examination under oath for proof of loss of the insured. When the loss is undocumented or for any reason suspected, the insurance provider can ask to have an EUO. Insurance providers can claim that even if your policy doesn't specifically address an examination under oath, RC 48.18.460 (which states proof of loss — furnishing forms — may require oath) was amended to permit it.

Can La Sorsa & Beneventano Represent You?

At our New York firm, we represent a range of clients, so whether you are the claimant, the individual insured or a doctor, we can meet with you to see how we can help. We will work to represent you and the specific needs you have for your EUO hearing. Depending on your insurance policy or case description, you may need our assistance in gathering information and going over legal facts.

You can retain our team with confidence, knowing:

  • We have processed more than 40,000 no-fault cases
  • We have handled claims from both sides of the courtroom
  • Our legal strategies are backed by 100+ years of combined experience

Being in the hot seat can be nerve-wracking, but La Sorsa & Beneventano aims to prepare and assist our clients throughout the examination. Not only do we have experience in courtrooms, but we are also knowledgeable in how to deal with insurance companies.


Don't head into your case without our legal ability on your side! Fill out an online consultation form or call us today to learn how we can assist you at this time.


Your Rights In Examinations Under Oath

What does this mean for you? You will need a lawyer you trust and feel comfortable with to give you the legal advice and direction you need to present the facts. While the insurance company bringing you to the EUO will provide their own lawyer, it is important to have your own legal representation to advise you. If you mistakenly present inaccurate facts or make an untrue statement, your carrier could void your coverage for damages.

Approaching Your Case As A Claimant

Claimants, or uninsured individuals, will find themselves in a situation where they need to appear for an EUO if they are involved with or responsible for an insurance claim. If the issue brought forward deals with property damage or any other matter, be sure to have an experienced lawyer handle your case to help ensure a successful EUO. If the examination is being performed in a pre-suit case, it is important to present all the facts in a way that best represents you and your case during the claim investigation stage.

If you are a claimant and are being asked to appear for an EUO by an insurance provider, call us today at 914-821-6922 for more information on how you can get the experienced representation offered by our New York attorney.

Tips For The Insured

Insurance companies have many complex policies, so if you are being asked to appear in court for an EUO be sure to review your policy and all other facts before appearing. Also consider how a New York attorney from our firm might be able to help you in your case. It can be very difficult to gather information and specific facts regarding your case, especially under recent property claims like water or fire damage. You will want to present your case as clear as possible, not giving the insurer any more of a reason to doubt or question your testimony. Our team of lawyers is equipped with more than 100 years of experience in the courtroom and with gathering data.

Premier Representation For Medical Professionals

As a doctor, you might have experienced several difficulties with a patient, a claim or unpaid bills. If you are required to appear for an EUO for any of these reasons, having legal representation will be vital for you. Any time you are in court, you will want to represent yourself and your practice with prestige and professionalism.

Despite the circumstances, our team of lawyers is dedicated to helping doctors, physicians and other medical providers who must appear in court. We fight to represent you in a fair light and to give you the preparation you need in order to comply with the regulations and standards of the court. If you are simply appearing as per request of insurance companies, it is still important to have legal protection at all times to ensure your professional reputation is protected.

Contact Us For The Experienced Representation You Require

No matter why you are asked to appear for an EUO, you need a New York debt collection attorney who has the experience and know-how to help you seek a suitable resolution for your case. Fortunately, La Sorsa & Beneventano offers the legal services you need. Call us at 914-821-6922 today if you are being requested to appear in court. You can also contact us online to secure your free initial case evaluation.